Looking to buy a not-too-expensive boat this year but aren’t sure how to shop for the best one? We're here to help!

First off: just because you want to save money doesn’t mean you want to skimp on value, and no one wants an unreliable or problematic boat just because it had a lower price tag. One surefire way to save money on a boat purchase is to buy a used boat instead of a new one.

This does bring the risk of purchasing a boat that may have mechanical problems in the future, as you can never be sure of how the previous owner treated it, so you should be very discerning in inspecting the boat and learning as much as possible about its history and condition. If you want to know more, read our guide: How Much Does It Cost to Buy & Own a Boat? A Comprehensive Owner’s Guide

If you want to go the route of a new boat, you can still save money while still getting an amazing watercraft. Here are some great options for cheap and affordable boats for different boating and water recreation purposes.

Our Favorite Affordable Boats for 2025

Tracker Pro Team 175 TXW

Price Range: Starts at $21,995
The Tracker Pro Team 175 TXW remains a top choice for bass anglers in 2025. Known for its durability, versatility, and value, this model is built with an all-welded Revolution Hull for smoother, faster rides. It comes ready-to-fish with spacious casting decks, multiple storage compartments, and a factory-rigged trolling motor. With fishing-specific seating and a roomy layout, it continues to be a dream boat for avid anglers looking for quality at a fair price.

Bayliner Element M17

Price Range: Starts around $22,000
The Bayliner Element M17 is a versatile and affordable boat that blends stability, comfort, and thoughtful design. Updated for 2025 with refined interior layouts, it seats up to six passengers and features a self-bailing cockpit for easy maintenance. Bayliner’s reputation for accessible, family-friendly boating makes the M17 a great value for anyone seeking fun on the water.

Sun Tracker Bass Buggy 16 XL Select

Price Range: Starts at $15,495
Perfect for families who want affordability and comfort, the Sun Tracker Bass Buggy 16 XL Select remains one of the most budget-friendly pontoons in 2025. It seats up to seven, includes plenty of storage for gear, and comes standard with a 20 HP motor ideal for calm lakes, fishing trips, or cruising with family.

Sea-Doo Fish Pro 2025

Price Range: Starts at $16,499
Sea-Doo’s Fish Pro has evolved since its debut, and the 2025 model continues to stand out as the ultimate fishing-ready PWC. Designed with anglers in mind, it includes a cooler integrated into the LinQ system, Garmin navigation and fish finder, multiple rod holders, and an extended rear platform for stability. Affordable, compact, and easy to trailer, it’s a great alternative to traditional fishing boats.

Affordable Boats for Fishing in 2025

Alumacraft V14

Still one of the best entry-level fishing boats in 2025, the Alumacraft V-series provides reliability at a fraction of the price of larger models. Lightweight, easy to maneuver, and simple to maintain, it’s an ideal pick for budget-conscious anglers. Prices for new Alumacraft V-Series boats start around $4,900.

Lowe SF214

A compact pontoon perfect for both fishing and family cruising, the Lowe SF214 is designed with versatility in mind. Updated 2025 models now feature even more comfortable seating and smart storage solutions. Pricing starts at about $26,500, making it one of the most affordable fishing-friendly pontoons available.

Carolina Skiff 17 LS

Known for its simple and straightforward design, the Carolina Skiff 17 LS continues to be a dependable option in 2025. It has a self-bailing deck, roomy seating for up to six, and comes ready with fishing storage and coolers. Current models start around $21,500 new, while used options can be found closer to $17,000.

Affordable Boats for Wakeboarding and Water Skiing

Scarab Jet 255 ID

A high-energy option for watersports lovers, the Scarab Jet 255 ID offers seating for up to 13 passengers. Ideal for wake surfing, wakeboarding, and skiing, it’s a popular performance boat with customizable colors and luxury features. In 2025, prices start around $72,000 for base models and climb into six figures for fully loaded builds.

Chaparral 21 Surf

Starting at $57,000, the Chaparral 21 Surf is an affordable entry into wake sport boats. It features customizable wake-making modes saved to its Medallion Viper II touchscreen and seats up to 12 passengers. A well-rounded option for families who want the performance of a surf boat at a lower price point.

Heyday WT-2DC

Heyday remains a leader in affordable wake boats in 2025. The WT-2DC includes a foldable wake tower, tri-hull for creating waves, and plenty of storage and seating. Priced at about $69,000, it’s one of the most budget-friendly wakeboarding boats you’ll find, delivering fun without luxury-level pricing.

Affordable Power Boats for Leisure Cruising

Bayliner Element E18

A family favorite, the Bayliner Element E18 is perfect for cruising, tubing, or casual fishing. Its deck-style layout is versatile and family-friendly. As of 2025, prices start at $28,995.

Bennington 20 SL

Bennington’s S-Series pontoons remain one of the best deals in leisure cruising. Known for their comfort and quality construction, these pontoons are lightweight, easy to trailer, and provide plenty of lounging space. The 2025 Bennington 20 SL starts at around $22,500.

Lowe SS210

The Lowe SS210 continues to be a reliable choice for budget pontoon buyers. With space for up to 11 passengers, amenities like a dinette table, lounge seating, and a fish finder, it’s built for both leisure and fishing. The latest models start at $32,995.

Affordable and Awesome Sailboats

Hobie Cat 16

An iconic catamaran that’s still going strong in 2025, the Hobie 16 is quick to rig and simple to sail. Perfect for adventurous day sailing, used models typically start around $12,000.

Walker Bay 10 with Sail Kit

This dinghy-to-sailboat combo is an affordable way to enjoy sailing. Prices for the Walker Bay 10 plus a sail kit remain around $3,200 total, making it one of the cheapest ways to get into sailing in 2025.

Catalina 275 Sport

Still Catalina’s most accessible “weekender” sailboat, the Catalina 275 Sport balances casual sailing with racing potential. With a small cabin, self-tacking jib, and user-friendly controls, it’s versatile and stylish. Prices in 2025 start around $77,000, making it affordable by sailboat standards.

The Best Affordable Kayaks & Canoes

Intex Challenger Kayak

Lightweight, durable, and inflatable, the Intex Challenger remains the go-to for budget kayakers. Pricing starts at about $160 for a full set including paddles and life jacket.

Aquaglide Navarro 145

This convertible kayak works as both sit-inside and open-deck, seating one or two passengers. In 2025, pricing starts around $950, with additional costs for PFDs and paddles.

Old Town Saranac 146

A tried-and-true canoe that seats families comfortably, the Old Town Saranac 146 remains a popular model. With contoured seats and rod holders, it’s great for anglers. Prices in 2025 average around $750.

Sun Dolphin Mackinaw SS (Square Stern)

Built for hauling gear on backcountry adventures, the Mackinaw SS offers storage, drink holders, and heavy-duty design. In 2025, pricing is about $650.

The Best Affordable Jet Skis

Sea-Doo Spark

The most affordable PWC on the market, the Sea-Doo Spark starts at just under $6,500 in 2025. Lightweight and efficient, it’s easy to tow and maintain.

Yamaha Waverunner EX

Yamaha’s EX series continues to be their budget-friendly line, with prices starting at $7,900. It delivers performance with a TR-1 Yamaha Marine Engine and seating for up to three riders.

Kawasaki STX 160

Starting at $10,299 in 2025, the Kawasaki STX 160 remains one of the best-value PWCs in its class. With agile handling and multiple trim options, it’s perfect for thrill-seekers.

Final Thoughts

Not sure which boat is right for you? Renting before you buy is the smartest way to find your perfect fit. Even affordable boats are a big investment, so testing models with a rental first ensures you’ll love your choice.

With Getmyboat’s thousands of rental options worldwide, you can try out fishing boats, pontoons, wake boats, sailboats, kayaks, and jet skis before committing to a purchase.