Orlando, Florida is best known for its world-famous theme parks, but it is also a popular destination for boating enthusiasts. With more than 100 lakes and interconnected waterways, the Orlando area offers excellent opportunities for recreational boating, wildlife viewing, fishing, and private charters. From Lake Ivanhoe to the Butler Chain of Lakes, Central Florida provides a diverse boating landscape for both residents and visitors.

To ensure safe and lawful operations, all Getmyboat-affiliated operators must comply with federal, state, and local boating regulations. This includes obtaining required licenses, registrations, permits, and insurance, as well as following vessel, captain, and safety requirements. Operators must also use approved docks and designated commercial boating areas and comply with all marina, city, and facility rules. Below is a summary of key boating regulations and requirements for operating in Orlando, Florida.

Florida Boating Safety Act of 2022 (SB 606)

The Florida Boating Safety Act of 2022 (SB 606) went into effect on January 1, 2023 and continues to apply statewide. The law was designed to improve safety on Florida waterways by strengthening enforcement and accountability for commercial and rental boating operations.

Key provisions include:

  • Increased penalties for reckless or dangerous boating violations
  • Permit requirements for boat rental and livery operators
  • Enhanced safety and compliance standards for vessels offered for hire
  • Greater enforcement authority for Florida Fish and Wildlife Conservation Commission (FWC) officers

All commercial operators and peer-to-peer rental hosts must ensure compliance with SB 606 to legally operate in Florida waters.

Captain’s License Requirements

All captains operating commercial or charter vessels must hold a valid U.S. Coast Guard (USCG) Captain’s License and submit a copy for verification.

  • Vessels carrying six passengers or fewer require an OUPV (6-Pack) License
  • Vessels carrying more than six passengers require a USCG Master Captain’s License

The captain is fully responsible for the safe operation of the vessel and the safety of all passengers onboard. Training and licensing information is available through accredited providers such as Mariners Learning System and directly through the U.S. Coast Guard.

Boating Safety Education Card

Florida law requires any person born on or after January 1, 1988 to carry a Florida Boating Safety Education Identification Card when operating a vessel with 10 horsepower or more.

This card demonstrates completion of an approved boating safety course and must be carried while operating the vessel. Additional details and approved course providers are available through the Florida Fish and Wildlife Conservation Commission (FWC).

Insurance Requirements

Proper insurance coverage is essential for passenger safety, business protection, and regulatory compliance when operating a boat rental or charter service in Orlando.

Commercial operators are strongly encouraged—and often required by marinas or municipalities—to carry liability insurance that meets or exceeds state and local minimums. For assistance with appropriate marine insurance coverage, operators can contact Getmyboat’s insurance partner, BCI.

Vessel Titling and Registration

All vessels operating in Florida must be properly titled and registered, unless federally documented.

  • Boat registration is handled through the county tax collector or license plate agent
  • Proof of ownership may include a bill of sale, manufacturer’s statement of origin, builder’s contract, or federal documentation
  • Vessels requiring a Florida title must be titled before registration is issued

Additional guidance is available through the Florida Highway Safety and Motor Vehicles (FLHSMV) website.

Passenger Pick-Up and Drop-Off Locations

Passenger pick-ups and drop-offs are permitted at certain approved ramps and docks, subject to marina and city rules. Operators must always confirm policies in advance.

Commonly used locations in Orlando include:

  • Randolph Street Boat Ramp – 5638 Randolph Ave, Orlando, FL 32809
  • Lake Ivanhoe Boat Ramp – 344 NE Ivanhoe Blvd, Orlando, FL 32804

Unauthorized commercial activity at non-designated docks may result in fines or enforcement action.

Florida Fish and Wildlife Charter Licensing

Any operator offering paid saltwater fishing charters in Florida must obtain the appropriate FWC license in addition to holding a valid USCG Captain’s License.

Charter Captain License

  • Issued to licensed captains, not tied to a specific vessel
  • Requires a valid USCG Captain’s License
  • Vessels used must be registered for commercial use or hold a USCG commercial certificate

Charter Boat License

  • Vessel-specific license
  • Applies only to the designated boat
  • Requires proof of commercial registration or USCG authorization

To qualify for an FWC Charter Captain License, applicants must already hold a Coast Guard Captain’s License. More information is available through the U.S. Coast Guard or by calling 1-888-427-5662.

Additional Orlando and Florida Boating Regulations

Commercial boat operators must also comply with the following requirements:

  • Carry all USCG-required safety equipment, including life jackets, fire extinguishers, sound-producing devices, and visual distress signals
  • Obtain a Commercial Saltwater Products License (SPL) if selling saltwater catch
  • Maintain a valid City of Orlando Business Tax Receipt
  • Hold a valid Florida commercial boat operator license, where applicable
  • Observe posted speed limits on Orlando lakes (generally 36 mph during the day and 20 mph at night, unless otherwise posted)
  • Refrain from alcohol consumption while operating a vessel
  • Complete an annual vessel safety inspection conducted by an accredited inspector

Failure to comply with these regulations may result in fines, suspension of operating privileges, or license revocation.

Helpful Resources